I made the call in desperation and the voice on the other end of the phone assured me that things indeed would be alright. I was not the first and wouldn’t be the last to find myself in this spot and they would help me get my life back…

After my divorce and job lost I was living off my credit cards and line of credit. I started a new job about 8 months later and my wages started to be garnished. I was so embarrassed and depressed. My employer’s accountant gave me the phone number to New Beginnings. Toni returned my call almost immed...

Before we met the TLC team we felt at a complete loss regarding our finances and didn’t know where to turn. We researched innumerable “solutions” to our family’s debt problems but kept coming up short. Even charitable organizations whose mission it is to help people that struggle with debt could not adv...

When I first contacted TLC Debt Help I was very stressed out and skeptical. I was $90,000 in Debt, a single father and the sole provider for my very sick child. I had talked to a lot of companies and nobody could help me or so I thought. Toni was calm and compassionate and ended up Eliminating over ...

Toni at TLC Debt Help was amazing, she was the light at the end of my tunnel that I couldn’t find. After months of being turned down and being called day after day, I believed I had no way out. But Toni came in and saved the day, made me feel comfortable and not like a criminal. Being so young it was...

My experience with Toni and TLC Debt Help was incredible. I was at the lowest point of my finances. I was depressed, I was drowning in debt after an expensive divorce and years of being irresponsible with money. Toni recognized that I needed help and I put my trust in her. I could not have been in b...

When I first contacted TLC Debt Help I was very stressed out and skeptical. I was 90,000 in Debt, a single father and the sole provider for my very sick child. I had talked to a lot of companies and nobody could help me or so I thought. Toni was calm and compassionate and ended up Eliminating over $...

THANK YOU TONI AND TLC For helping me with my Debts. I was under so much pressure, stress and anxiety trying to keep up with loan payments, credit cards and only paying the minimal amount on a total of $50,000 in debts.  Having graduated from university did not guaranteed me a job right away.  As an...

Today I received my Certificate of Full performance. Filed March 2021 and fully performed September 2021. All thanks to TLC Debt help. Cassandra, Ashley (eye candies) and especially my girl Toni. A lot of breathing room now and better sleep. Thanks again from your favourite client ever! JeanClaude x...

I want to give a special thank you to Toni and Leanna for all the help and support in getting me financially free. I have so much weight of my shoulders now and can finally save more of my income and not put majority of it to credit card debt. I can not wait to start a fresh and get things back to n...

I want to give a special thank you to Toni and Leanna for all the help and support in getting me financially free. I have so much weight of my shoulders now and can finally save more of my income and not put majority of it to credit card debt. I can not wait to start a fresh and get things back to n...

Going through life trying to keep your head above water? That was me.Pleasing my creditors by making minimum payments,getting no where.At my age I shouldn,t have these problems.My solution was TLC.Toni and Vanessa took care of my problem.It was very clear what they were doing and kept me informed.It...

I can’t say enough praises to Toni and Vanessa for the help they provided me in a dire situation. Hats off to both of you.

TLC were an absolutely amazing with helping me turn my finances around. They assisted with professionalism, organization, thoroughness and respect. Thank you so much for all that you do!

TLC Debt Help gave me a New Beginnings and saved my life? Too dramatic, I think not
I lost a fairly high paying job due to economic conditions… The company I worked for went bankrupt owing me salary and expenses totaling thousands and thousands adding to my own debts that were a stretch but manageab...

I was on my lowest Ebb on my Fanatical Status. In other words, I needed help to clear myself of all my debts. I resorted to several financial institutions for help, they all gave me the same answer “My Debt Ratio is to High”.
Severe Frustration and Anxiety took the better of me after all hope was gi...

Today I went to the grocery store and bought steaks and a bottle of wine to celebrate. Today I have a smile that no one and nothing can touch. Today is the first day of the rest of my life. Thank you for everything!

I came in contact with Frank through New Beginnings. I was in a desperate situation after my divorce. From the time I met Frank, the experience was nothing but positive. He and his team assisted me in finding a new vehicle. Frank showed great sensitivity and compassion to my situation and always tre...

I would like to thank Frank and Mary for their hard work to help me getting the right car for me. I love my RAV4! Thanks Guys

I was so happy to meet with Frank and his team. For years I have been driving cars that should barely have been on the road due to my poor financial status and credit issues. When I arrived and met Frank, I was greeted with kindness and instantly felt relief as I knew I had found someone who was goi...

Hi my name is Milen am from Mississauga. I Spoke to Frank my first interaction with Frank was over the telephone he was very professional. I made an appointment the following day. Great customer service for myself and my family on each occasion I was at the dealership. All the staff were very pleasa...

I had lost all hope in buying a new vehicle until I was referred to Frank and his employees at Vehicle Solution Centre. Immediately as I talked with Frank, he made me feel he was the answer I had been waiting for. Frank and all the people at Vehicle Solution Centre made me feel at ease, and with in ...

Frank and his colleagues delivered on their promise in helping us in procuring a vehicle that we would be happy with. My wife and I are grateful for the prompt service and kindness provided by Frank and his team. We would certainly recommend VSC to anyone requiring this service.

Frank was ‘highly recommended’ to me it was a blessed day when I met Frank. I would like to thank Frank and Mary for their hard work to help me getting the right car for me. They work out the payment that was right for me, Frank take time out to show me how the car work and I can call him anytime he w...

Dear Frank: Just wanted to let you know that Colleen and myself are so pleased with our new car. Your professionalism and your caring nature made the experience so easy. Thank you again, our experience was awesome and I would recommend other customers in a heartbeat! Looking forward to doing busines...

I can’t say enough about Toni, I was in a terrible mess and needed to get back my dignity. The stress of having financial problems weighed on me heavily. I contacted Toni and she put my mind at ease, gave me direction and helped me. I now know I’m on the right track to clearing up.my financial burdens...

It is very hard to put into words my gratitude to TLC Debt Help and how they have changed my Life for the Better!! Thank you does not even begin to express how I feel…..!!!
I contacted TLC Debt Help and I was desparate for Help. I had talked to so many other companies and professionals and Nobody cou...

I was at the point where I knew I was in trouble. My debts were by far exceeding my monthly income. My Credit Rating was destroyed and It came to the point where I didn’t look forward to my pay cheque being deposited into my account because I knew I had bills to pay. Rather than try and find a solut...

My first encounter with Toni Azzopardi was a positive encounter right from the start! Toni was extremely friendly, helpful and patient! No matter how many questions I threw at her, she always took the time to respond via email, text or phone! She went thru great lengths to ensure I received a “Debt S...

I was being garnished and harassed constantly and only when you got involved is when the collections people backed off.
i was stressed and skeptical but Toni proved herself and I would recommend her to anyone in this situation.
Im the sole provider thats taking care of my sick parents so i was alrea...