Credit Rebuilding

 The unique “New Beginnings Express Credit Builder” program will assist you in improving your credit score and profile while simultaneously educating you on crucial aspects of financial literacy. 

Program Highlights

  • 1 hour introductory session
  • 4 (30 minute) personal credit coaching sessions
  • Premium Online Credit Education program consisting of 4 modules and a Graduation Certificate
  • An improved Credit Score (subject to the client adhering strictly to the program. Neither us nor anyone else, including the client, has complete direct control over the client's credit score. The magnitude of improvement of an individual's credit score is determined by the client's financial behavior, the lenders' reporting policies, the credit reporting agency's algorithms and several other factors ).
  • Deluxe Credit Education Package
  • Budget set up & Premium Budgeting Software
  • 2 Credit bureau reviews and recommendations
  • Credit approval with 3 major creditors reporting on Equifax and/or Trans Union
  • Access to the lowest interest rates for vehicle financing regardless of your credit score
  • Access to mortgage resources & assistance with mortgage financing

Get In Touch

To see how we can help improve your financial future.Contact Us Today!

Need Help

We have helped thousands of Canadians, reduce and eliminate their debts. Contact us now for an hour of complementary consultation.

TLC Credit and Debt Counseling

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Contact Details

TLC Credit and Debt Counseling


105 Consumers Drive

Whitby, Ontario

L1N 1C4

TLC Credit and Debt Counseling is committed to respecting the privacy of individuals and recognizes a need for the appropriate management and protection of any personal information that you agree to provide to us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request.

We are not a Bankruptcy Trustee, or Not-for-Profit Credit Counseling Agency, nor do we make any claims to be. We do not take, accept or collect monthly payments in order to settle your debts with your Creditors. We are advocates for the Consumer providing professional advice, information, solutions and programs for the benefit of the Consumer. 

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