Our Mission

Transcending Limitations Credit and Debt Counseling is a National Debt and Credit Resource Centre, dedicated to protecting and assisting Canadians to find the right solution for their debt and credit challenges. At Transcending Limitations Credit and Debt Counseling, we recognize that every financial situation is different, so improving your financial outlook requires a customized plan specifically designed for you. Our New Beginnings programs offer you options to build a better credit future so you can reach your financial goals.


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To see how we can help improve your financial future.Contact Us Today!

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We have helped thousands of Canadians, reduce and eliminate their debts. Contact us now for an hour of complementary consultation.

TLC Credit and Debt Counseling

Our marketing strategy is not only about doing things better, it is about doing things differently.

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Contact Details

TLC Credit and Debt Counseling

+1-866-926-4700

105 Consumers Drive

Whitby, Ontario

L1N 1C4

TLC Credit and Debt Counseling is committed to respecting the privacy of individuals and recognizes a need for the appropriate management and protection of any personal information that you agree to provide to us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request.

We are not a Bankruptcy Trustee, or Not-for-Profit Credit Counseling Agency, nor do we make any claims to be. We do not take, accept or collect monthly payments in order to settle your debts with your Creditors. We are advocates for the Consumer providing professional advice, information, solutions and programs for the benefit of the Consumer. 

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