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I would like to thank Frank and Mary for their hard work to help me getting the right car for me. I love my RAV4! Thanks Guys

Aug 26, 2013


I came in contact with Frank through New Beginnings. I was in a desperate situation after my divorce. From the time I met Frank, the experience was nothing but positive. He and his team assisted me in finding a new vehicle. Frank showed great sensitivity and compassion to my situation and always treated with the utmost respect and dignity. Do not delay! You will be thrilled with the results and more than happy with the way you have been treated. Thank-you again Frank for everything I couldn’t be happier with the service or my new car!!

Aug 26, 2013

H. Dilabough

Today I went to the grocery store and bought steaks and a bottle of wine to celebrate. Today I have a smile that no one and nothing can touch. Today is the first day of the rest of my life. Thank you for everything!

Jul 18, 2013

K. McDonald

I made the call in desperation and the voice on the other end of the phone assured me that things indeed would be alright. I was not the first and wouldn’t be the last to find myself in this spot and they would help me get my life back…

Jul 18, 2013

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TLC Credit and Debt Counseling


105 Consumers Drive

Whitby, Ontario

L1N 1C4

TLC Credit and Debt Counseling is committed to respecting the privacy of individuals and recognizes a need for the appropriate management and protection of any personal information that you agree to provide to us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request.

We are not a Bankruptcy Trustee, or Not-for-Profit Credit Counseling Agency, nor do we make any claims to be. We do not take, accept or collect monthly payments in order to settle your debts with your Creditors. We are advocates for the Consumer providing professional advice, information, solutions and programs for the benefit of the Consumer. 

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