Testimonials

Toni & Leanna Saved me from Debt !!!!

I want to give a special thank you to Toni and Leanna for all the help and support in getting me financially free. I have so much weight of my shoulders now and can finally save more of my income and not put majority of it to credit card debt. I can not wait to start a fresh and get things back to normal. Once again Toni and Leanna thank you thank you.

Enoch Oduro

Jul 11, 2023

Toni & Leanna Saved me from Debt !!!!

I want to give a special thank you to Toni and Leanna for all the help and support in getting me financially free. I have so much weight of my shoulders now and can finally save more of my income and not put majority of it to credit card debt. I can not wait to start a fresh and get things back to normal. Once again Toni and Leanna thank you thank you.

Enoch Oduro

Jul 11, 2023

Freedom 70

Going through life trying to keep your head above water? That was me.Pleasing my creditors by making minimum payments,getting no where.At my age I shouldn,t have these problems.My solution was TLC.Toni and Vanessa took care of my problem.It was very clear what they were doing and kept me informed.It was fast and easy. Thanks to a great team

richard morgan

retired
Jul 11, 2023

Thank you TLC!

Today I received my Certificate of Full performance. Filed March 2021 and fully performed September 2021. All thanks to TLC Debt help. Cassandra, Ashley (eye candies) and especially my girl Toni. A lot of breathing room now and better sleep. Thanks again from your favourite client ever! JeanClaude xoxo

JeanClaude Casis

Oct 15, 2021

L. Marie

THANK YOU TONI AND TLC For helping me with my Debts. I was under so much pressure, stress and anxiety trying to keep up with loan payments, credit cards and only paying the minimal amount on a total of $50,000 in debts.  Having graduated from university did not guaranteed me a job right away.  As an Educator it was super difficult for me to find full time employment for various years.  Thank you Toni! It was a relief having to meet an extraordinary lady who was happy to help me understand what a options I had and what my settlement would do to my credit and how my future would be brighter after managing my debts through TLC Debt Counswling. Toni was genuine and was very happy about my path, I was about $50,000 thousand dollars in debt when I signed the proposal. I am only repaying $ 10,000 interest free and monthly payments of $210.00 a month. This debt is going to be paid within 2 years or less and soon I will be able to apply for credit moving forward into a positive path. I am now a single mother and managing my debt and stress free!! Thank you to Toni for your support. Toni you were amazing and I highly recommend you any time as you were professional, compassionate, understanding. YOU ARE AMAZING!!! I HIGHTLY RECOMMEND YOUR SERVICES AND SUPPORT FOR THE COMMUNITY.

Toronto, ON
Sep 30, 2018

Kiel Lee

When I first contacted TLC Debt Counseling I was very stressed out and skeptical. I was 90,000 in Debt, a single father and the sole provider for my very sick child. I had talked to a lot of companies and nobody could help me or so I thought. Toni was calm and compassionate and ended up Eliminating over $78,000 worth of my debt.  I am now only repaying $15,000 and my payments are interest Free and only $250.00 per month.  Dealing with TLC Debt Counseling and having Toni Azzopardi be my personal Advocate and fight for me was incredible and life changing. I highly recommend contacting TLC Debt Counseling the results are amazing. It was the best descision of my Life. I now live Debt Free, Stress Free and can focus on my Son and his medical needs. Thank you TLC Debt Counseling & Toni Azzopardi

Single Dad
Brampton, ON
Sep 28, 2018

David C

My experience with Toni and TLC Debt Counseling was incredible. I was at the lowest point of my finances. I was depressed, I was drowning in debt after an expensive divorce and years of being irresponsible with money. Toni recognized that I needed help and I put my trust in her. I could not have been in better hands. She guided me into becoming the successful business owner I am today. I was spiraling into debt less than a year ago and I am now doing better financially than ever. I'm happy, I am planning a little holiday. I am very close to being debt free and I did not think I would be writing this review 10 months ago. Toni is a good soul. She stood by what she told me she could help me do and we did together. I'm very proud of myself and i could not have done it without Toni's help

Whitby, ON
Sep 28, 2018

Chelsea M

Toni at TLC Debt Counseling was amazing, she was the light at the end of my tunnel that I couldn't find. After months of being turned down and being called day after day, I believed I had no way out. But Toni came in and saved the day, made me feel comfortable and not like a criminal. Being so young it was hard to get an opportunity like this. Everything was fast and easy! I loved the service I recieved and all the compassion I had. It was astonishing! I'm on my way of being debt free and have more knowledge of my finances. I don't know what I would have done without her. Thank you so much again!

Niagara Falls, ON
Sep 28, 2018

K.Lee

When I first contacted TLC Debt Counseling I was very stressed out and skeptical. I was $90,000 in Debt, a single father and the sole provider for my very sick child. I had talked to a lot of companies and nobody could help me or so I thought. Toni was calm and compassionate and ended up Eliminating over $78,000 worth of my debt. I am now only repaying $15,000 and my payments are interest Free and only $250.00 per month. Dealing with TLC Debt Counseling and having Toni Azzopardi be my personal Advocate and fight for me was incredible and life changing. I highly recommend contacting TLC Debt Counseling the results are amazing. It was the best descision of my Life. I now live Debt Free, Stress Free and can focus on my Son and his medical needs. Thank you TLC Debt Counseling & Toni Azzopardi

Missusauga, ON
Sep 27, 2018

JD

Before we met the TLC team we felt at a complete loss regarding our finances and didn't know where to turn. We researched innumerable "solutions" to our family's debt problems but kept coming up short. Even charitable organizations whose mission it is to help people that struggle with debt could not advise us adequately.

After years of back-breaking struggle (which was emotionally & physically exhausting) we were referred to TLC by a friend and after the first consultation, we knew that we were in the right place. Not only did Toni & her team diagnose our debt situation, but they were also able to suggest the PERFECT remedy for us, AND execute an ideal solution helping eliminate over $100,000 in credit card debt that we had accumulated. To say this was life-changing for our family would be an understatement.

We are so grateful for Toni /TLC's services and wish we had found this company sooner. Their mission to help others transcend crippling debt situations and assist people in THRIVING financially thereafter is truly life-changing. We hope more people can benefit from this service because it has made a profound and lasting difference in our lives.

Thank you Toni & TLC for your kindness, compassion, and endless advocacy on behalf of the consumer. We are so grateful for your presence in our lives.

Sep 25, 2018

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TLC Credit and Debt Counseling

+1-866-926-4700

105 Consumers Drive

Whitby, Ontario

L1N 1C4

TLC Credit and Debt Counseling is committed to respecting the privacy of individuals and recognizes a need for the appropriate management and protection of any personal information that you agree to provide to us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request.

We are not a Bankruptcy Trustee, or Not-for-Profit Credit Counseling Agency, nor do we make any claims to be. We do not take, accept or collect monthly payments in order to settle your debts with your Creditors. We are advocates for the Consumer providing professional advice, information, solutions and programs for the benefit of the Consumer. 

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